The epay division of Euronet Worldwide, is the largest electronic payments processor of prepaid mobile airtime around the world - providing services in the UK, Australia, Ireland, New Zealand, Germany, Poland, Romania, Spain, Italy, Greece and North America. Founded in 1999, epay focuses on the top-up or recharge market for processing electronic purchases of prepaid mobile airtime and transaction processing for other prepayment services. The epay division currently supports top-up purchases at approximately 665,000 points of sale at approximately 294,000 retailer locations in 35 countries. Additionally, epay's sister Company, Ria Envia, Inc. (Ria), provides patented, fast and secure electronic consumer money transfer and bill payment services.